Keeping your roof in tip-top shape is crucial – not only because it protects your home from extensive water damage all year round. The existing condition of your roof is actually relevant to homeowner’s insurance as well – affecting your roofing premiums.
Constant Exposure to the Elements
You already know that your roofing system is the first thing that keeps your home safe and damage-free from extreme weather conditions. But because of its constant exposure to hail, wind, snow and rain, your roof is also one of the biggest factors that can affect your insurance policy. If you’re a new homeowner, you’ll want to have your roof inspected professionally because its condition will be calculated into your insurance premium. You should also talk to your insurance agent first to determine if a roof repair or replacement will translate into savings.
The Importance of a Roof in Good Shape
For those who already own a home and have insurance, you can lower your insurance premiums by investing in roof repairs or even a replacement if absolutely necessary. The discounts vary by state and company, but you can expect reduced premiums by up to 20% when you replace or improve your roofing system. Just make sure to hire a roofing pro like Hinkle Roofing for the job. We are one of the area’s top roofing companies, ensuring only efficient and high-quality workmanship from start to finish.
Factors to Consider During a Roof Replacement
You should have your roof checked regularly for issues, especially following a major weather event. It also pays to be proactive about limiting weather damage to your roof so that your insurance carrier continues to cover your home. But if you’re looking to replace your roof, here are some of the essentials to consider:
- Roofing material: You’ll want to choose a durable roofing material like tile and slate, which are already proven more effective when it comes to weather performance.
- Reinforcement: Invest in damage mitigation features that can prevent excessive damage to your roof during storms.
- Installation: A new roof shouldn’t start failing in just a year. That’s why it’s important to work only with a premier expert in residential and commercial roofing like Hinkle Roofing to ensure a worry-free process. With our skills and experience, we’ll make sure your new system is installed perfectly the first time.
Turn only to Hinkle Roofing for exceptional roofing services that help keep your home protected from weather damage while lowering your insurance premiums. We proudly serve Birmingham, AL, and the surrounding areas. Call us today at (205) 324-8545, or fill out this contact form to get a free quote.